Interested in building and buying your own home? Do you have the commitment necessary to maintain your home? Are you interested in forming community with your new neighbors?
Our program includes two distinct phases - Homeowner College and Construction - designed to better prepare Abilene residents for successful homeownership. Please note that the application available on our website is only for Homeowner College; Before qualifying to purchase a home from HFHA, participants complete all requirements of Homeowner College, obtain pre-approval for a mortgage loan, and then submit a separate application for the Construction phase. Homeowner College exists to equip low-to-moderate income with essential financial literacy, help future homeowners work toward mortgage pre-qualification, introduce the basics of home maintenance, and foster meaningful community engagement.
Habitat for Humanity Abilene builds homes in partnership with qualifying low-income partner families. Rather than setting our home loans based on market values, we ensure that our mortgages are affordable to our partner families. Families partner with our volunteers and contractors to build their own home and the homes of other Habitat families.
Do you qualify?
Habitat Abilene is seeking families who demonstrate a need for housing, the ability to pay a mortgage, and a willingness to partner.
Your family must meet the most recent income guidelines:
| Household Size | Maximum Income |
|---|---|
| 1 | $48,960 |
| 2 | $55,920 |
| 3 | $62,880 |
| 4 | $69,840 |
| 5 | $75,440 |
| 6 | $81,040 |
| 7 | $86,640 |
| 8 | $92,240 |
Interested?
Email our Homeownership Program Coordinator at families@habitatabi.org, or call the office at (325) 670-0489.
Impacts of Homeownership
Compared to children of renters of the same age, income, race, etc., the children of homeowners:
- Are 25 percent more likely to graduate from high school
- 116 percent more likely to graduate from college
- 59 percent more likely to own their own home
- Achieve 9 percent higher math scores
- Achieve 7 percent higher reading scores.
Overall, homeownership provides stability for children. They stay in the same schools and parents invest more time in developing positive relationships with neighbors and the community.*
*Source: “Homeownership and Child Welfare,” David R. Barker, Eric Miller. Real Estate Economics. 37:6, 2009
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“There is no way I could have ever thought this could happen and then God sent angels to show that it can and did!” – Samantha
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“My dream of owning my own home is becoming a reality. Like the saying goes, “Si se puede – it can be done,” and I did it!” – Manuela
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“I am able to give my kids a chance to grow up in a stable home – a real home – with love, our family, a yard for my boys, and a place for the dog. With Habitat, I am able to give my kids what I had growing up.” – Misti
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“Owning a Habitat house is [a] big change and [a] step to be optimistic [about] life. Our children will grow recognizing the help of Habitat.” – Bibasha
“The opportunity to buy a home from Habitat for Humanity has been a life-changing event. It started out as a way to get a home for my girls and me, as well as a chance to help myself. If has turned into an incredible learning experience, an opportunity to make new friends, and a chance to learn skills of independence and cooperation. Habitat has allowed me to be involved in an organization that makes me excited about being able to help others while helping myself.” - Angela
